online course
Empower Your Finances!
Take control of your money & freedom it can give you
In just 4 steps with CLEAR Money Path™- you’ll learn how to manage your finances with confidence, so you can save without stress and spend without guilt.
Understand your money, set up your saving strategies, and build your financial future.
You don’t need more money rules.
You don’t need to be perfect with money.
You need a clear & actionable way for your finances that works in real life.
TESTIMONIALS
Feedback from students
Does this feel familiar?
▸ You’re managing work, family, responsibilities, and a full life — yet money often ends up feeling heavy.
▸ When you look at your finances, uncertainty creeps in.
▸ You wonder if you’re missing something, if you should be doing better, or why progress feels so slow even though you’re trying.
▸ You earn a decent income, you pay the bills on time, you save when you can — but it often feels like money just flows away.
▸ Not because you’re careless. But because there’s no clear structure holding everything together.
Imagine this instead. You:
✓ Feel secure and steady in your finances.
✓ Know that unexpected expenses won’t completely disrupt your plans.
✓ Make decisions with confidence, without constantly second-guessing yourself.
✓ Feel calm when you look at your money, instead of tense or uncertain.
✓ Have your money support the life you’re building — whether that means travelling, saving for the future, enjoying family holidays, or investing in your dreams.
✓ Have the freedom to make choices that feel right for you, not just financially necessary.
Be the woman who says:
- I know what I’m doing with my money, and it’s working.
- I enjoy life without spending-money guilt.
- I don’t worry now as I have savings for later.
- I decide, not my bank account.
- My financial plan allows me to have a fun account.
- I feel freer and more peaceful with money.
Take control of your finances
By the end of the course, you’ll spark financial confidence, set clear goals, and make your “money plan” to manage your finances with ease.
Also, you’ll get strategies to overcome obstacles that may hold you back, practical methods for tracking finances, easy-to-do calculations for your retirement needs, techniques to gain control over your financial situation, and reduce money stress.
No overwhelm, no complicated jargon, and no judgement — just practical guidance, actionable steps, and financial “hacks“ you can rely on for years to come…
Get to
Learn simple strategies that help you plan, spend and save with clarity and intention — so you can enjoy life today & feel secure about tomorrow.
Details
Find Your Money Power!
Each module is designed with women in mind, offering clear, actionable lessons and personal support.
- The course runs online, and you can learn at your own pace.
- Gain control of your finances with action steps and practical worksheets.
- Break free from money guilt & overcome obstacles.
- Learn to deal with money in a way that works with your real life.
TESTIMONIALS
Feedback from students
Who is this course for?
- This course is tailored specifically for women who seek greater financial confidence, ways to effectively manage personal finances, secure their financial future, and achieve their set financial goals.
- It's also well-suited for working moms who want to have financial stability, knowledge, and independence.
Claim your own
clarity
Understand your finances, what's holding you back, and how to take control with simple, supportive strategies.
confidence
Make financial decisions without fear or second-guessing, but instead aligned with your goals and plan that works.
stability
Create a tailored but realistic plan giving you a sense of calm around your finances that lasts beyond the course.
Meet the lector
Dr. Barbora Buchtová
I’m a financial coach and educator with over a decade of teaching experience, which means you’re guided by approaches that have been tested and refined.
I’ve taught personal and international finance, financial literacy, and financial counselling, so I know how overwhelming money can feel when it’s overcomplicated. My role is to make it clear and actionable, so you can confidently apply what you learn.
With a doctorate in Finance and professional experience across Europe, New Zealand, and the U.S., I bring a broad, real-world perspective to your finances – helping you see the bigger picture, avoid common pitfalls, and trust your choices.
This is why my work combines practical coaching with expert knowledge — so you don’t just understand your finances, but feel capable managing them, without judgment or pressure.
Whether you’re just starting out or trying to make smarter decisions for your future, I’ll guide you step by step – with empowering strategies that work in real life.
How it looks inside the online course?
CLEAR Money Path™ framework
Many of the other money courses jump straight to tactics — budgets, spreadsheets, rules — and then wonder why people don’t stick with them or don’t see the results.
That’s why I developed an intentional, practical learning pathway.
The CLEAR Money Path™ works because it follows how real life actually happens.
You don’t start with budget restrictions.
→ You start with Clarity understanding.
You don’t set goals in isolation.
→ You Link them to what matters in your life.
You don’t rely on motivation.
→ You Establish saving strategies and routines you can repeat.
You don’t ignore the future.
→ You Anticipate and prepare for it in a way that feels realistic, not overwhelming.
And you don’t treat money as a one-time setup.
→ After, you regularly Reflect & Revise — so your money keeps working with you as life changes.
Each step builds on the previous one.
Nothing is rushed. Nothing is skipped.
Because of this, CLEAR Money Path™ framework doesn’t just help you manage money effectively — it enables you to build a way of working with money that lasts.
Course Content Overview & Modules
This course follows the CLEAR Money Path™, a step-by-step approach designed to help you manage your money in a way that works in real life.
C = Clarify your money patterns ✓
▸ Module 1 Money Mindset & Money Beliefs
You begin by understanding how you currently handle money and why.
This step builds awareness of money mindset, habits, beliefs, and patterns so decisions stop feeling confusing or heavy.
Goal: Make sense of your money and how to make them work for you.
L = Link money to what matters ✓
▸ Module 2 Goals & Values & Money Vision
You connect money to your values, priorities, and goals.
This gives your finances direction and helps you focus on what matters most.
Goal: Give your money purpose.
E = Establish saving strategies & routines ✓
▸ Module 3 Managing Money in Real Life
You build practical saving strategies and routines that fit everyday life.
This is where preparation and consistency replace guesswork.
Goal: Create money routines that help you save & manage money day to day for your financial growth.
A = Anticipate the future ✓
▸ Module 4 Retirement & Long-Term Planning
You plan ahead for unexpected expenses and long-term needs, including retirement.
This step helps you feel prepared rather than uncertain.
Goal: Feel prepared and clear about your long-term money direction.
R = Revise & Reflect Regularly ✓
▸ After completing the course, you learn how to review and adjust your finances over time.
This keeps your finances adapted to your current situation as you go.
Goal: Keep your finances aligned with your real-life changes over time.
This course is designed to be used beyond the course itself. Each lesson includes clear action steps you can apply directly to your everyday finances, so the learning turns into real progress.
Course Price
ONE TIME PAYMENT-
4 results-driven modules packed with bite-sized lessons and action steps
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practical worksheets to help you learn and apply all in everyday life
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21 video-lectures with presentations
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online course allowing self-paced study
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extra tips for managing your finances effectively
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BONUS coaching session worth €100
Frequently asked questions
No, this program is designed for women interested in boosting their personal finances and taking action.
Even if you have some financial knowledge, this course focuses on practical application, behaviour change rather than just theory. It helps you move from knowing to doing, and to building consistency. You can revisit the course outcomes above and decide for you.
The course is designed with real-life money challenges in mind, especially for women juggling work, family or transitions. You’ll get practical action steps and mindset support guidance that you can fit or apply to your situation.
Nevertheless, the course is not for those who are heavily indebted or trying to only find their way out of debt. Here, I would suggest searching for debt counselling where they can help you with your specific debt situation.
This course is for you if:
- You want clarity and confidence with your finances.
- You want to take control over your money and aim for financial growth.
- You’re ready to build money routines that fit your life.
- You want a practical framework you can return to as your life changes.
- You’re willing to look honestly at your current money situation and patterns.
- You can admit that some things may need to change in how you engage with money.
- You’re open to engage with the exercises and practical action steps in the lessons.
This course may not be for you if:
- You prefer rigid rules, extreme budgeting, or cutting out everything you enjoy.
- You only want purely technical finance content with no reflection or personal context.
- You’re looking for overnight results, quick fix, a hack, or a “get rich fast” solutions.
- You only want spreadsheets or tools.
- You expect results without applying what you learn.
- You want someone to tell you exactly what to invest in or guarantee specific results.
Please understand, that this course won’t:
- replace professional financial, legal or tax advice,
- remove all financial challenges,
- do the work for you as it is a self-paced online course.
What this course does offer is guidance to understanding your finances, clarity, practical steps and exercises, and a clear path forward —
for those who are ready to engage, learn, and apply what they learn into their everyday finances.
If you’re willing to show up and commit — this course will meet you there.
Expect to dedicate 30 minutes or 1 hour per week. Of course, the more you engage, the greater the transformation.
The course is self-paced so you can learn in your own timeline. The suggested 4 weeks are meant for those who want to make progress and start building momentum right away. After all, time is money 🙂
The course is self-paced, so you can progress at your own speed. The materials remain available for certain period of time (see question below), and you can revisit them during that time to catch up or refresh when life gets busy.
The course modules follow the CLEAR Money Path™ (explained above).
Module 1 — Clarify your money patterns
Understand your money mindset, beliefs, and habits so decisions stop feeling confusing or heavy.
Module 2 — Link money to what matters
Define your values and priorities and turn them into meaningful financial goals.
Module 3 — Establish saving strategies & routines
Build practical saving strategies and day-to-day money routines that actually stick.
Module 4 — Anticipate the future
Plan for emergencies, long-term goals, and retirement in a realistic and practical way.
Integration & personalised support
Apply everything with clarity and confidence, including a 1-to-1 coaching session to support your next steps.
Action Steps
You can find action steps that you can implement into your everyday finances below each lesson.
By the end of 4 weeks (given you have devoted 1 week per 1 module), you should have an actionable plan, clearer financial habits and realistic goals reflecting your unique situation and life-dreams, as well as understand how to make a simple money plan, calculate your retirement needs, and different financial scenarios for long-term goals.
Disclaimer: Results vary by person, but many participants feel a noticeable shift after implementing the suggested steps and working through the worksheets, reinforced by the coaching session, in how they manage money — and set the foundation for their finances.
This is an online self-paced course so you can work on the course materials when it’s convenient for you.
You’ll receive access to video lectures, worksheets, and templates.
Plus you may have access to a live coaching or Q&A session (included as a bonus).
The coaching session must be used within 2 months of the purchase date. After this period, an unused session may be forfeited due to limited scheduling capacity. So please make sure to contact me to schedule your coaching call. The link will be also available in the final course module.
If you need extra coaching outside the course scope, you can book 1-1 coaching sessions, depending on the current availability, that would be separate payment.
The course and its lector are committed to providing high-quality educational content and want you to have a positive learning experience. If you are not satisfied with the course, you can request a refund within 14 days from the date of your purchase, email your request to billing@empowerherfinances.com. You may be asked what didn’t work for you as your feedback is highly valuable to me.
You’ll receive login details after the purchase. The course is fully online and accessible via desktop, tablet or mobile. It includes a mix of videos, downloadable worksheets or templates you can use in your own time and for personal use only.
The worksheets you can download and use for the rest of your life.
However, you’ll have limited time access (1,5 year) to the online modules on the course platform. Why? When it comes to money, you need to take action NOW as TIME IS MONEY (literally, you will see in the lesson about compounding) and the sooner you start “planting those money trees”, the sooner you can “collect the harvest”.
No, in this program you can do most of the tasks with pen, paper, and a simple calculator so you don’t need to pay for additional software. However, it would be nice if you can create some electronic documents with the provided templates and use PC computer/ tablet/ iPad to set up some processes.
Everything you need for this course is included in the course price — no hidden costs.
The course fee covers all videos, downloadable worksheets, templates and the bonus coaching session.
Optional for those interested: if you choose extra coaching outside the scope, that would be separate fee.
The Why
Even with a background in finance, I know what it feels like when money still feels heavy. There were times when I understood the concepts, yet struggled to translate them into everyday decisions that actually fit my life. Knowing what to do isn’t always the same as knowing how to do it in a way that feels sustainable.
Over the years — across different countries, careers, and life stages — I also kept seeing the same pattern. Smart, capable women doing their best, yet doubting themselves around money. Not because they weren’t trying, but because things felt unclear and overwhelming.
What changed things for me, and for them, wasn’t more information or stricter rules. It was learning how to simplify, structure, and work with money in a way that feels realistic — especially when life is full. Step by step. Without pressure or perfection.
That’s why I created Empower Your Finances. I wanted to offer a clear and practical path that helps you make sense of your money, build confidence through small, steady actions, and feel supported as life changes.
If you’re here because you want clarity instead of overwhelm, and a way to work with your money that actually fits your life, you’re exactly where you need to be.
